Privacy Policy

1. Introduction

Welcome to Ricco ("the Game"). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial literacy game.

2. Important Notice

Ricco is an educational game designed for entertainment purposes only. We do not collect, store, or process any real financial account information, bank details, or actual investment data. All financial information within the Game, including simulated cash balances, savings accounts, bonds, index funds, salaries, and expenses, is entirely fictional and exists only within the game simulation. We never ask for or store your real bank account numbers, credit card details, or actual investment portfolio information.

3. Information We Collect

3.1 Information You Provide

• Account Information: Email address and password when you create an account (passwords are securely encrypted)
• Game Data: Your in-game progress and simulated financial decisions, including: chosen profession, expense spending levels, simulated investment allocations (savings, bonds, index funds), education purchases, and responses to life events. This is all fictional game data, not real financial information.

3.2 Information Automatically Collected

• Usage Data: Information about how you interact with the Game
• Device Information: Browser type, operating system, and device identifiers
• Log Data: IP address, access times, and pages viewed

4. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the Game
• Create and manage your user account
• Save your game progress and preferences
• Respond to your comments and questions
• Monitor and analyze usage patterns and trends
• Detect, prevent, and address technical issues or abuse

5. Data Storage and Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

• Passwords are encrypted using industry-standard hashing algorithms
• Data is transmitted using secure HTTPS connections
• We regularly review and update our security practices

6. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: With trusted third parties who assist us in operating the Game
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with a merger, acquisition, or sale of assets

7. Cookies and Tracking

We use cookies and similar tracking technologies to maintain your session and preferences. You can control cookies through your browser settings, but disabling them may affect the functionality of the Game.

8. Your Rights

Depending on your location, you may have the following rights:

• Access: Request a copy of your personal data
• Correction: Request correction of inaccurate data
• Deletion: Request deletion of your personal data
• Portability: Request transfer of your data to another service
• Objection: Object to certain processing of your data

To exercise these rights, please contact us through our website.

9. Children's Privacy

The Game is intended for users of all ages. If you are under 13 (or the applicable age of consent in your jurisdiction), please obtain parental consent before using the Game. We do not knowingly collect personal information from children without parental consent.

10. Data Retention

We retain your personal data for as long as your account is active or as needed to provide you with the Game. You may request deletion of your account and associated data at any time.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of the Game after such changes constitutes acceptance of the updated policy.

12. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us through our website.